Transparent Financial Planning Fees in Ireland

Clarity for Today,

Confidence for Tomorrow

Clear, Fair & Transparent Fees

book your first step

Clear, Fair & Transparent Fees

BOOK YOUR FIRST STEP

How Our Fees Work

Your PWA Clarity Plan

€2,500 (once-off)

Ongoing Partnership

1% per annum on the assets we advise on

target symbolise financial planning implementation

Product Implementation

1% – 4% (once-off)

Note: implementation costs apply only if you become an ongoing client and choose to proceed with the recommended actions. Pension provider/platform charges and fund fees are separate.

Your PWA Clarity Plan (€2,500)

Every client begins here

Your personalised Lifestyle Cashflow Plan gives you clarity about today and confidence in tomorrow. It answers life’s biggest retirement questions:

question mark symbol symbolising financial questions people have

Do I have enough to retire comfortably?

What will life look like when I stop working?

Can I spend my money without worrying I’ll run out?

Outcome

Clarity today, confidence in tomorrow

What’s Included in Your PWA Lifestyle Cashflow Plan

• A clear picture of where you stand financially today

• Projections of the future lifestyle costs

• Detailed analysis of your current pensions and investments

• “What-if” scenarios to test different decisions and life events

• Guidance on insurance and estate planning to protect what matters most

Outcome

Clarity today, confidence in tomorrow

Ongoing Partnership & Support

After your PWA Clarity Plan, many clients choose to continue with our ongoing advice service.
We help you stay on track, make confident decisions, and adjust your plan as life evolves

euro symbol representing financial planning fee

Our ongoing fee

• 1% per annum on advised assets
• Minimum annual fee: €4,000

Included each year:

• Annual Planning Review

• Mid-year check-in

• Retirement income and drawdown guidance

• Ongoing investment advice

• Access whenever you need support

How Our Fees Compare

PWA Client Example

Client with a €800,000 Portfolio

PWA Fee (1%)	€800,000 × 1%	€8,000
Pension Provider + Fund (0.50%)	€800,000 × 0.50%	€4,000
Total Annual Cost		€12,000
Typical Industry Fee (2.1%)	€800,000 × 2.1%	€16,800
Estimated Saving		€4,800

✅ Clear, transparent fees — and full financial planning support throughout the year.

PWA Client Example

Client with a €1.2m Portfolio

PWA Fee (1%)	€1,200,000 × 1%	€12,000
Pension Provider + Fund (0.50%)	€1,200,000 × 0.5%	€6,000
Total Annual Cost (PWA)		€18,000
Typical Industry Fee (2.1%)	€1,200,000 × 2.1%	€25,200
Estimated Saving		€7,200

✅ Fair, transparent costs — aligned with your long-term financial plan.

Disclaimer: Comparisons based on average Irish advice fees of 2.1% p.a. (Department of Social Protection). Pension provider and fund charges assumed at 0.50% p.a. for illustration only.

It all starts with your €2,500 PWA Clarity Plan

Gain the clarity to know where you stand today and the confidence to plan for tomorrow.
Choose the level of ongoing partnership that fits your goals and lifestyle.