Plan Your Future With Clarity
Your personalised lifestyle cashflow plan for a confident retirement
What the Clarity Plan Helps You Answer
We focus on the questions that matter most:
Can I afford to retire — and when?
What will life look like when I stop working?
How much can I safely spend each year?
Could I reduce my hours or change career and still be okay?
How do I make the best use of my pensions and savings?
What’s Included in Your Plan
Your personalised plan includes:
✅ A clear picture of your current financial position
✅ Projections of your future lifestyle costs and income
✅ Detailed analysis of your pensions, savings, and investments
✅ “What-if” scenario modelling
✅ Guidance on retirement options and tax-free lump sums
✅ A structured action plan for the years ahead
Who the Clarity Plan Is For
The PWA Clarity Plan is ideal if you:
Are approaching retirement (typically within 3–7 years)
Want a clear view of your financial future
Want to understand your retirement options
Value expert guidance and straight-talking advice
How It Works
A simple, three-step process:
Discovery Meeting
A relaxed conversation to understand your goals, lifestyle, values, and concerns.
No numbers at this stage — just what really matters to you.
Analysis & Planning
We gather your financial information and build your personalised Lifestyle Cashflow Plan, testing different options and outcomes.
Your Clarity Meeting
We walk you through your plan, explore “what-if” scenarios, and show you clearly what your future could look like.
After this meeting, we arrange a short follow-up Teams call to answer any new questions and ensure everything makes perfect sense.
What Happens Next
Many clients choose to continue with our Ongoing Partnership & Support, where we:
✅ Annual Financial Planning Meeting
✅ Check in mid-year if needed
✅ Help you plan retirement income and withdrawals
✅ Provide ongoing investment advice
✅ Support you with important financial decisions as life evolves
Fees: Our ongoing fee is 1% per annum on the assets we advise on, with a minimum annual fee of €5,000.
Your Investment
We’d love to hear more about you…
Ready to Begin?
Start with a short, no-obligation discovery call to see whether the PWA Clarity Plan is right for you.